I had a bit of trouble deciding what to name this post, because I couldn't decide what the predominant feature of the card is. I ultimately went with the teddy bear because he is such a cutie pie.
I used a die cut topper, a red mirror board layer and a textured gold card layer. The poinsettia's are from My Craft Studio paper flower expert. I heat embossed them for the shine and added a flower shaped 'gem' for the center of each. The sentiment is from one of the docraft Digital Designer Christmas CDs, though I am not sure which one. I tend to print stuff for 'later' and sometimes by the time I use it I have forgotten exactly where it came from!
I hope you like it....and as always, thanks for looking and thanks for the comments.
Take care and happy crafting